Local Service with a North American Reach

Reduce your expenditures without sacrificing
community services.

With our deposit, investment and loan products designed especially for municipalities, you can meet your operational needs while making the most out of taxpayer dollars.

Deposit and investment products with unparalleled service to public entities allow you to streamline receivables, payables and daily cash flow.

  • Simplify daily collections with next-day availability on your deposits
  • Earn interest on combined account balances
  • Receive annual interest earnings and top tier investable balances
Need Solutions
Transactional, interest- and non-interest earning accounts Checking and Now accounts
Short- and long-term investments Certificate of deposits (CDs) and money market accounts

Get the most out of your working capital by reducing expenses and increasing income. Whether your organization is large or small, our treasury management services are tailored to fit your needs and budget.

  • Maintain controls and minimize risk
  • Accelerate receivables
  • Improve payment practices
Need Solutions Benefits
Leverage information, maintain controls and minimize risk TD eTreasury Quickly and efficiently manage all aspects of your banking relationship with this robust web-based tool for information reporting and transaction initiation.
TD Check Imaging Streamline account research by viewing images of paid checks and statements using a flexible search engine.
TD Escrow Direct Conveniently establish and manage sub-account relationships, transfer funds and view summary and detail information.
Improve payment practices, enhance control and efficiencies of payments TD Account Reconcilement Simplify your reconcilement with data and reports to help you manage paid, voided and outstanding checks.
TD Positive Pay Improve detection of certain types of check fraud prior to final payment through daily matching of checks presented for payment against the file of checks you've issued.
TD Commercial Plus Card Reduce payment costs and cycle times by using a globally accepted Visa® card for employee purchasing, travel and entertainment expenses. Expand your card program to include vendor expenses and negotiate more favorable payment terms. Qualify for cash rebates.
Streamline and accelerate revenue and receivables TD Digital Express Scan your check deposits remotely at your convenience, without having to make a trip to the bank or use a courier service.
TD Lockbox Optimize your available funds, systematically update your accounting system on a daily basis and enhance research capabilities for improved service to your customers.

Whether you're purchasing equipment, financing construction or financing other projects, we've got a leasing or lending program that's just right for you.

  • Capital improvements
  • Cash flow - revenue and cash anticipation
  • Funding for essential services
  • General Obligations
Need Solutions
Short-term funding*
  • Tax anticipation notes
  • Bond anticipation notes
  • Revenue anticipation notes
Municipal leasing*
  • Equipment financing
  • Technology
  • Energy performance
Long-term funding*
  • General obligation bonds
  • Revenue bonds

*Loans subject to credit approval; other terms and conditions may apply.

Attract more customers and reduce costs by offering the convenience of Visa® and MasterCard® purchasing options. Regardless of the size of your organization, we can help get your credit card program up and running.

  • Municipal customers may qualify for special rates through Visa® and MasterCard®
  • Web-based access to account information 24/7
Need Solutions
Accounts receivables
  • Process credit, debit and gift card transactions
  • Electronic reporting & inquiries
  • Electronic check acceptance
  • Next-day funding of merchant deposits
Processing options
  • Over-the-counter
  • By telephone
  • Online
  • Tailored software and hardware to meet your specific needs
  • Training for your staff
  • On-site installation

Contact Government Banking

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