Annuities
It's never too late - or early -
to save for retirement
Investing in an annuity is a smart way to prepare for retirement. Annuities can provide a steady income during retirement with a choice of payout options - monthly, quarterly, semi-annually or annually - for as long as you live.
Consider a tax-deferred or immediate income fixed annuity as part of your retirement strategy
As you look for ways to reinforce your existing retirement nest egg, you may want to consider a tax-deferrable or immediate income fixed annuity. With a tax-deferrable annuity, you can take advantage of:
- Tax-deferred compounding
- Single and flexible premium payment option
- Guaranteed return of premiums*
- Variety of interest rate guaranteed periods*
- Terminal illness, nursing home and unemployment surrender charges waiver
| Product type | Your investment | The benefit to you |
|---|---|---|
| Tax-deferred fixed annuity | Pay into it over time - upon retirement or while you're still working | The security of additional savings for retirement - tax deferred - with guaranteed return of principal and interest* |
| Single premium income annuity | Pay into it in one lump sum - from a retirement plan, IRA, inheritance or business sale | Provides you with a steady stream of income immediately - and for life |
Let us help you plan your financial strategy - for today and the future
To discuss your financial plans and to determine whether or not you are best positioned for future financial growth, visit a TD Bank location near you. We can arrange for you to meet with a Financial Services Representative who can help you determine your financial needs - and help you create a plan for the future.
* All guarantees are based on the claims-paying ability of the issuing insurance company.
Insurance products are available through TD Wealth Management Services, Inc., a licensed insurance agency.