TD First ClassSM Visa® Signature Credit Card
Travel rewards – Earn triple miles on travel and dining
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25,000 bonus miles |
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3X miles on all eligible travel and dining purchases |
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1X miles on all other purchases |
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$0 foreign transaction fee |
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Annual fee waived the first year, $89 each year thereafter |
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Free VantageScore® and credit education tools when you log in to TD Bank Online Banking1 |
Read complete terms and conditions for details about APRs, fees, eligible purchases, balance transfers and program details.
Offer details, rates, fees and terms
Bonus miles offer
Earn up to 25,000 bonus miles within the first 6 billing cycles of account opening, which equals a $250 statement credit towards travel or dining purchases
Rewards details
3X First Class miles on travel and dining purchases, including flights, hotels, car rentals, cruises and dining, from fast food to fine dining
1X First Class miles on all other purchases – no categories or gimmicks and earn points that never expire as long as your account is open and in good standing.
Rates and fees
| Variable Annual Percentage Rate (APR) for Purchases |
13.49% |
| APR for Balance Transfers | 0% introductory APR for first 12 billing cycles after account opening. After that, 13.49% variable APR. |
| Balance Transfer Fee | $10 or 3% of transfer
whichever amount is greater |
| Minimum Interest Charge | $1 |
| APR for Cash Advances | 23.49% |
| Cash Advance Fee | $10 or 3% of advance whichever amount is greater |
| Annual Fee | $89 (waived the first year) |
| Foreign Transaction Fee | $0 |
| Late Payment | Up to $35 |
Need more information?
Take a look at our terms and conditions or personal cardmember agreement.
Earn unlimited points with every purchase,
and triple the miles on travel
See how many miles you can earn from travel and other purchases
Redeem your First Class miles for a statement credit toward travel and dining purchases >
To earn and redeem points, your account must be open and in good standing.
Credit Card FAQs
1 |
When will I receive my card?Upon approval, you will receive your card within 5-7 business days. |
2 |
What emergency features are available on the credit cards?Credit card customers will have 24/7 access to our Credit Card Customer Support hotline |
3 |
What rewards do I get with the TD First Class Visa card?Easy redemption of your First Class miles for a statement credit towards travel and dining purchases, or cash your miles in for gift cards or merchandise. View First Class rewards > |
4 |
Can I view my rewards points online?There are two ways to view your points online: |
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What are the Customer Service hours of operation?Customer Service is available 24/7, 365 days a year. |
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What do I do if my credit card is lost or stolen?Please contact us immediately at |
Manage your card
Security you can count on
Don't worry-we're protecting your every move. Our built-in chip technology helps guard you against fraud. Plus, you get the benefits of Visa Zero Liability2
Managing your account is easy
Get the service you need, when you need it. Log in to your account or talk to a TD Bank representative 24/7 at
Redeem your rewards
Visit the TD First Class rewards site >
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