Skip to main content

Small Business Administration – 7(a) Loan Program

Return to SBA Loan Programs

7(a) Loan Program

The SBA 7(a) program helps provide the capital your business needs to operate, expand and prosper. Whether purchasing new equipment, real estate expansion or working capital, this program has the flexibility to meet the needs of today's business owner.*

Schedule an Appointment

Grow your business with TD Bank
SBA 7(a) Loan Program Features
Use of Proceeds
  • Real estate purchase, refinance and construction
  • Business expansion, acquisition and partner buy-out
  • Equipment purchase
  • Franchise financing
Loan Amounts 7(a) Loan Amounts Up to $5,000,000
Term
  • Commercial real estate – 25 years
  • Equipment – 15 years or useful life (the lesser of)
  • Working capital – 7 to 10 years
Advance Rate
  • Up to 90% on real estate
  • Up to 100% on machinery and equipment
  • Up to 85% on business acquisitions
Benefits
  • No balloon payments
  • Lower equity requirements
  • Longer-term financing
  • Improved cash flow

Learn more about the SBA 7(a) loan program by visiting the U.S. Small Business Administration website.†

A simple and hassle-free SBA experience

Get the support and advice you need. Our Business Development Officers strive to handle your loan request efficiently from application to closing, so you can focus on what really matters – growing your business.

*Some credit restrictions may apply. Loans subject to credit approval.

Subject to sba.gov eligibility requirements.

†By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, are responsible for the content of third party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

Third party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third party website before you provide personal or confidential information.